Mortgages

Mortgages

Below are the various types of mortgages we can assist you with. To know more about which mortgages is relative to your circumstances please read a little about each mortgage by clicking on the links below or alternatively call us on 0800 1691589 to help you get the mortgage that is right for you.

Your Name:
Email:
Telephone:
Comments:

• 95% Mortgages
  One of the very few mortgage specialists left that are still arranging 95% mortgages, here at UK Bridging Loans Limited we offer usually to first time buyers with little money to spare for large deposits.
• Buy to Let Mortgages
  Perfect for landlords wishing to purchase further accommodation, buy to let mortgages allow someone to purchase a property for rental purposes. Buy to let mortgages do not require the borrower to inhabit the property and are usually for 75% of the value of the property.
• First Time Buyer Mortgages
  First time buyer mortgages are big business now, with many deals such as the 90% loan to value mortgages proving to be extremely popular when buying your first home.
• Right to Buy Mortgages
  Right to buy mortgages allow you the possibility to purchase your home using leverage on any local authority property you may be renting. Particularly council house tenants wishing to buy the property they rent can choose right to buy mortgages, using the received discounts as their deposit.
• Adverse Credit Mortgages
  Adverse Credit mortgages are designed for home buyers with poor credit scores as a result of defaulting on financial matters or having CCJ's. Having the right resources we can find adverse credit mortgages for home purchases or remortgages.
• Commercial Mortgages
  Commercial mortgages are reserved for buying or remortgaging offices, shops, business premises, mixed use properties and other commercial lots. Usually an existing property will be secured against commercial mortgages.
• Daily Interest Mortgages
  Calculating interest rates each day instead of on monthly and annual terms, taking out daily interest mortgages reduces the amount of your balance from the next day after making a payment allowing you to pay less over time.
• Discount Mortgages
  Discount mortgages from UK Bridging Loans UK allow you to save a certain amount of the standard variable rate for a certain length of time. A discount mortgage accurately tells you how much your mortgage will increase at the end of the agreed period regardless of any shifts in interest rates up to that point.
• Flexible Mortgages
  Flexible mortgages allow you to change your payments to match your income throughout the year. They allow you to have more control of how much you pay off your mortgage, giving you the chance to pay more capital back earlier, hold back payments or even withdraw cash you have paid off your flexile mortgage.
• Interest Only Mortgages
  Choosing an interest only mortgage means that your monthly payments will be much lower than when paying both interest and capital and is an option when normal mortgage payments may be too high.
• Self certification Mortgages
  Self Certification mortgages are designed for home buyers who are self employed and unable to provide or document in proof, their complete income. Self certification mortgages can have future ramifications if the self employed applicant exaggerates their true income.
• Tracker Mortgages
  Tracker mortgages more than not follow or 'track' the Bank of England's base rate for a set period and by a particular percentage. Any noticeable changes in the rate of interest charged will track another interest rate, fluctuating each month as the bank's base rate changes.
• Variable Mortgages
  Variable Mortgages are favoured by homebuyers who have the resources to afford changes in the interest rate affecting their mortgage repayments. Changing from month to month, variable mortgages don't have the same restrictions as tracker mortgages.

Providing exceptional safety nets to mortgage owners wishing to take out short term loans for a number of reasons, UK Bridging Loans Limited have a great deal of resources and experience to provide affordable and efficient mortgage bridging finance to many types of borrower. Our extensive and well established track record has enabled us to build a good strong reputation as being one of the best mortgage bridging finance providers within the UK. Our team of professionals are on hand to discuss your bridging finance solution today.